As-is Principal Residential VA loan 
Housing Wire
MARCH 29, 2024
The first is for the HECM anti-churning disclosure, which is designed to protect borrowers from unnecessary loan refinancing. The first is for the HECM anti-churning disclosure, which is designed to protect borrowers from unnecessary loan refinancing. Department of Veterans Affairs (VA) loans, the notice said.
Housing Wire
MARCH 21, 2022
Loan types covered by RESPA are many, but there are specifically exempt loan types. Construction-only loans. A loan is not wrapped under RESPA if it is a construction-to-permanent loan. RESPA does not apply when the loan is paid off & a permanent new mortgage is started. Loan for vacant land.
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Housing Wire
FEBRUARY 7, 2023
It essentially allows qualified buyers with a government loan to purchase a home by assuming responsibility for the sellers’ mortgage terms, including the current balance and interest rate. The fees are typically lower than in new loans, and no appraisal is needed. The product, known as an assumable mortgage, is not new.
Housing Wire
DECEMBER 3, 2020
Proposition 19 eliminated the ability of homeowners to transfer primary residential properties to their children or grandchildren without the property’s tax assessment resetting to market value if the property is being used as a rental house or second home. But CAR, which supported the measure with $35.7
McKissock
FEBRUARY 13, 2023
What’s going on with the VA? McKissock Learning is hosting a FREE one-hour, non-credit Pro-Series webinar titled “Current Topics with the VA,” featuring a discussion with James Heaslet, Chief Appraiser for the Department of Veterans Affairs and Jeffrey Hogan, Vice-President at Veros Real Estate Solutions. Sign up now.
Housing Wire
MAY 6, 2024
MBA and NRMLA each state that they are generally supportive of the proposed changes, which include wholesale revisions to the lender table for the best estimate of the total cost of a refinancing to the borrower, as well as increases to the borrower’s principal limit. Department of Veterans Affairs (VA) loans.
Real Trends
MARCH 18, 2022
Loan types covered by RESPA are many, but there are specifically exempt loan types. Construction-only loans. A loan is not wrapped under RESPA if it is a construction-to-permanent loan. RESPA does not apply when the loan is paid off & a permanent new mortgage is started. Loan for vacant land.
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