Remove As-is Remove Closing costs Remove Debt-to-income ratio Remove Title search
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Killer Tips For Preparing to Get a Home Loan

Realty Biz

Your debt-to-income ratio is an important consideration when lenders look at your finances. DTI is all of your debts divided by your gross income each month. Typically lenders won't accept a DTI ratio over 45%, but it is better to reduce your ratio to around 36%. How to Get a Mortgage.

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10 First-Time Home Buyer Blunders To Avoid

Lighter Side of Real Estate

Between an accepted offer and closing, there are lots of moving parts and boxes that need to be checked: from financing, to inspections, to the title search, to seller’s circumstances—and unexpected things can happen throughout the process. Homeownership is one of the central tenets of contemporary life.

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Your Ultimate Guide to Buying a Home in Texas in 14 Steps

HomeLight

Another plus is that Texas doesn’t have state income tax, according to Rach Potter, who sells homes 44% quicker than the average agent in Dallas, Texas. Keep in mind that this doesn’t include the funds you will need for closing costs. Everything’s bigger in Texas” is a popular slogan and this is true for houses as well.

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How to Avoid a Delayed Closing: 7 Common Roadblocks to Be Aware of

Redfin

Sometimes when a homebuyer wants to close on the home as quickly as possible, it can lead to unrealistic contract dates. However, there are often unpredictable roadblocks that can arise during the closing process that will push back your closing and keep you from meeting your deadlines.

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The Ultimate Guide to Buying a House in North Carolina

Redfin

We’ve gathered market insights on several highly sought-after cities in North Carolina to start you on your home search. In that case, you can utilize helpful tools such as a cost of living calculator to identify the ideal city that aligns with your budget. #1: If you need help figuring out where to start, Redfin has your back.

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Looking to Buy in Philly or Pittsburgh? Consider Down Payment Assistance in Pennsylvania!

HomeLight

Potential homebuyers will need to budget for a down payment, closing costs, monthly mortgage payment, and that doesn’t even include the cost of utilities. Potential homebuyers will need to budget for a down payment, closing costs, monthly mortgage payment, and that doesn’t even include the cost of utilities.

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A Guide to USDA Loans: A 0% Down Payment, Low-Interest Mortgage More Homebuyers Should Consider Now

Realtor.com

Also known as Section 502 or 504 loans, these programs are specifically reserved for people with low or moderate incomes looking to buy in designated rural parts of the country. Lower closing costs and other fees: Another major savings opportunity are low origination fees if working with a USDA-approved lender.

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