Housing Wire

APRIL 3, 2023

Housing demand grew and inventory levels fell again while mortgage rates rose. Mortgage rates rose to 6.57%. The 10-year yield and mortgage rates Last week was interesting for the 10-year yield and mortgage rates. It looks similar to 2021 data, which bottomed on April 9.

Marketing 474

Marketing Banks Mortgages Sales 474

Housing Wire

NOVEMBER 9, 2022

Credit growth in the previous expansion was going to be slow and steady until our household formation data got high enough to get demand higher. Credit growth in the previous expansion was going to be slow and steady until our household formation data got high enough to get demand higher. nominal per year at most.

Mortgages 472

Mortgages Sales As-is Marketing 472

Housing Wire

APRIL 7, 2023

Given Friday’s job report , those who have been concerned with entrenched 1970s inflation — which would lead to double-digit mortgage rates — can put their disco shoes back in the closet. As you can see in the chart below, year-over-year wage growth peaked early in 2022 and has been in a clear downtrend for some time now.

Mortgages 472

Mortgages Banks Marketing As-is 472

Housing Wire

MARCH 16, 2022

On Wednesday the Federal Reserve hiked interest rates 0.25%, which has forced me to raise my second recession red flag on this historic economic recovery and expansion. Job gains have been strong in recent months, and the unemployment rate has declined substantially. Recession red flag No. 3: The inverted yield curve.

Mortgages 430

Mortgages Staging Branding As-is 430

Housing Wire

JULY 2, 2023

Mortgage rates rose last week after the better-than-anticipated jobless claims data but even with higher rates, we also had a third week of positive purchase application data. Since May 15, that trend has continued to the point that inventory in America is now negative year over year.

Marketing 452

Marketing Mortgages As-is Sales 452

Housing Wire

NOVEMBER 26, 2021

During this Thanksgiving week, we went from higher yields and the first Fed rate hike storyline to a big drop in bond yields and scary headlines on a new COVID variant, Omicron. In this type of economic environment is it even possible for mortgage rates to get to 4% and can the Federal Reserve really hike rates in an aggressive fashion?

Mortgages 529

Mortgages As-is Equity Sales 529

Housing Wire

NOVEMBER 18, 2022

We needed to end this madness before we had prices escalate over 20% for another year. When I outlined my 23% five-year growth model for 2020-2024, it was to have a marker for when price growth got too hot. This article , which I wrote in 2019, does show you the historical work in the past decade on the housing bubble talk.

Days on market 464

Days on market Marketing Sales Mortgages 464

Housing Wire

OCTOBER 31, 2022

The Federal Reserve will hold another meeting this week, where everyone assumes we will get another 75 bps rate hike. The question is: how many more rate hikes are left? And, once they’re done hiking rates, will the Fed need to keep rates high because the consumer balance sheet looks so good?

Bankruptcy 513

Bankruptcy Lending Equity Mortgages 513

Housing Wire

MARCH 19, 2023

Mortgage rates fell as the banking crisis got worse and purchase application data grew for the second week in a row, but the big question is: Did we hit the seasonal bottom in housing inventory? Purchase application data rose 7% weekly , still down 38% year over year. This bond market is screaming at the Fed to cut rates.

Banks 370

Banks Marketing Mortgages As-is 370

Housing Wire

NOVEMBER 4, 2022

The labor market is actually running into a big theme of my economic work over the years. recovery cycle, job openings getting toward 10 million was part of my forecast. From BLS : Total nonfarm payroll employment increased by 261,000 in October, and the unemployment rate rose to 3.7 The unemployment rate did rise from 3.5%

Marketing 479

Marketing Construction Land Mortgages 479

Housing Wire

MAY 3, 2022

In this HW+ Slack Q&A, HousingWire Lead Analyst Logan Mohtashami gives the inside scoop on where rates are headed, his insights on the latest economic reports and more. As a member of HW+, you get access to 30-minute Slack Q&As, where we invite the HW Media newsroom to break down the hottest topics in the industry.

Marketing 369

Marketing Mortgages Sales As-is 369

Housing Wire

APRIL 12, 2023

The Consumer Price Index data released Wednesday showed again that the breakaway 1970s-style inflation is not happening, even with an expanding economy and an unemployment rate under 4%. Pivoting doesn’t mean they’ll cut rates, it just means they’ll change their language describing the economy.

Mortgages 370

Mortgages Marketing As-is 370

Housing Wire

DECEMBER 8, 2021

My biggest concern for housing in the years 2020-2024 was that if the demographic push in demand picks up and total home sales get over 6. 2020 and 2021 easily each have over 6.2 I honestly believed this would not be the case in 2022, but I am getting nervous. million new and existing home sales combined.

Bankruptcy 514

Bankruptcy Loans Sales Short sale 514

Housing Wire

JANUARY 27, 2022

I retired in 2020 from the mortgage business after 24 years, so I understand how some people who were floating their rate lock might not feel this way. I am a bond market guy because, to the core, I am an economics person first, so my discussions are more about the 10-year yield and the economic cycle versus mortgage-backed securities.

Mortgages 363

Mortgages As-is Closing Marketing 363

Housing Wire

DECEMBER 30, 2021

This article is part of our HousingWire 2022 forecast series. All signs point to continuing upward pressure on interest rates in 2022. To address those pressures, the Federal Reserve has signaled it will pursue monetary policy that pushes interest rates up modestly over the course of the next year. by the end of 2022.”.

Marketing 421

Marketing Loans Mortgages Investor 421

Housing Wire

DECEMBER 16, 2021

We’ve had the sharpest and yet also the shortest recession in history, record-low mortgage rates leading to record origination volumes, and record home prices as housing demand far outstripped supply. How will the Federal Reserve respond to economic developments in 2022, and what will be the impact on mortgage rates?

Mortgages 452

Mortgages Marketing Industrial Equity 452

Housing Wire

DECEMBER 22, 2021

This week’s HW+ member spotlight features Shant Banosian, executive vice president of sales at Guaranteed Rate. According to HousingWire’s most recent coverage , Banosian, who has several dozen team members, has funded over $7 billion loans throughout his career, and has been with Guaranteed Rate for over 14 years.

Loans 308

Loans Equity Technology Industrial 308

Housing Wire

MARCH 28, 2022

In this HW+ Slack Q&A , Lead Analyst Logan Mohtashami gives the inside scoop on where rates are headed, whether or not he has updates to his 2022 forecast and more. To get access to the next Q&A, you can join HW+ here. HousingWire: How will rising rates affect new home construction? months on a 3-month average.

Marketing 310

Marketing Construction Equity Mortgages 310

Keeping Current Matters

JULY 7, 2021

It found: “1 in 4 underestimated their buying potential by $150k or more”. “1 1 in 4 underestimated the increase in value by $100k or more”. “47% 47% don’t know what a good interest rate is”. That number is even lower when we control for age – for buyers in the 22 to 30 age range, the median down payment was only 6%.

Mortgages 273

Mortgages As-is Agents 273

Housing Wire

FEBRUARY 16, 2021

Writing about digital mortgage in 2021, I am reminded of a cartoon in the New Yorker, in which two cavemen were starting a fire and one said “Stop saying everything is ‘unprecedented.’” I can set filters for my partner search on Bumble, so why can’t I filter results for a mortgage broker? 1 Personalization.

Mortgages 532

Mortgages Banks Loan Officer Technology 532

Housing Wire

DECEMBER 7, 2023

When you buy through our links, we may earn a commission. You’ll want to choose a program that gives you flexibility to fit your schedule and timeline for getting licensed in MA, while preparing you to pass the state exam on your first try, and successfully launch your new career. out of 5 stars Rating: 5 out of 5.

HR 331

HR Pre-approval Brokerage Commercial 331

Lighter Side of Real Estate

AUGUST 31, 2023

Unfortunately, no matter how much sense that makes, it’s still difficult for many agents to ever get enough of them (if any) to truly feel like they can refer to themselves as a “listing agent.” Successfully convince them that you’re the best agent to get the job done, and get them to sign a listing agreement.

Agents 93

Agents Branding Mortgages As-is 93

Toronto Realty Blog

JANUARY 11, 2024

Very few listings have come onto the market, but more importantly, the pattern of behaviour I have established when looking at “new listings” is concerning. Let me throw some skin in the game here: my mortgage comes due in November of 2024. I’m on a 2.59% fixed-rate mortgage. What do I mean by that?

Fixed-rate mortgage 73

Fixed-rate mortgage Banks Mortgages Construction 73

Lighter Side of Real Estate

OCTOBER 5, 2022

Some people feel like they missed the opportunity of a lifetime to buy a house when rates were really low over the past couple of years. And with mortgage rates now in the 6-7% range, many buyers feel punished for waiting and regret not buying sooner. Paying over asking price. Prices were constantly rising.

Due diligence 90

Due diligence Mortgages Inspection As-is 90

Marco Santarelli

SEPTEMBER 16, 2023

However, mortgage rates are high and have been higher than they've been in more than 22 years. According to a recent article by Yahoo Finance , the housing market has seen a significant surge in prices throughout the pandemic, and the Federal Reserve’s efforts to control inflation have led to an increase in mortgage rates 1.

Debt-to-income ratio 98

Debt-to-income ratio Loans Mortgages Short sale 98

Housing Wire

FEBRUARY 8, 2022

Goldstone’s case is not related to the world of bad Tinder dates, where the colloquial term “ghosting” is popularly used when someone cuts off contact without warning or explanation. Goldstone is an executive at a mortgage servicer company trying to reach out to homeowners. “We We know who the borrowers are. We service their loans.

Loans 341

Loans Pre-approval Mortgages Principal 341

Toronto Realty Blog

DECEMBER 12, 2023

Some of you have absolutely no idea what the “Canadian Mortgage Charter” is, and others know, and don’t care. But it’s not that I go searching for things not to like when it concerns our Prime Minister’s office. Do you think I can do that? I don’t wear a party colour. So then why all the fuss?

Mortgages 83

Mortgages Banks Finance Principal 83

Lighter Side of Real Estate

FEBRUARY 2, 2023

If you think mortgage rates are at an all-time high, you wouldn’t be alone. According to this NerdWallet article , 61% of Americans think they’re “unprecedented.” The thing is, mortgage rates aren’t actually the highest they’ve ever been; not by a long shot.

Pre-approval 81

Pre-approval Pre-qualification Mortgages Loans 81

Toronto Realty Blog

DECEMBER 3, 2021

Did you read this article in the Globe & Mail last month? However, with continued appreciation over the course of two decades, renters have been left behind, and in my opinion, will continue to fall further behind thereafter. I had a few TRB readers email me the above article and ask for my opinion. TorontoRealtyBlog.

Mortgages 96

Mortgages As-is Equity Finance 96

The Close

APRIL 15, 2024

If you’re a realtor trying to get press coverage to build your brand, you’ll find that pitching journalists can be a real challenge. Build Authority Within a Specialty Cost: Free Real estate is a competitive industry, with over 3 million active agents in the US. Save these searches and get automatic email alerts on the paid plan.

Branding 81

Branding Agents Brokerage Industrial 81

Realty Biz

SEPTEMBER 29, 2022

Home sales are a part of the economy that is affected fast and significantly when the Federal Reserve raises interest rates. Beginning in March, we have now had five interest rate increases with three of them being three-quarter-point hikes. Interest rates have not risen this fast and this high since the 1980s.

Debt-to-income ratio 90

Debt-to-income ratio Development Loans Staging 90

The Close

APRIL 15, 2024

If you’re a realtor trying to get press coverage to build your brand, you’ll find that pitching journalists can be a real challenge. Build Authority Within a Specialty Cost: Free Real estate is a competitive industry, with over 3 million active agents in the US. Save these searches and get automatic email alerts on the paid plan.

Branding 67

Branding Agents Brokerage Industrial 67

Marco Santarelli

OCTOBER 16, 2022

Passive real estate investing is when you hire or contract a real estate company to help you in finding and manage investment properties for you. You hire the firms to get the work done for you and then you pay them after the whole process. If you are just going to throw money at a project, it is unlikely that you will get very far.

Investor 98

Investor Property Management Equity Banks 98

The Close

APRIL 12, 2022

Studies consistently show that when you add colorful infographics to text, your audience’s willingness to read your message increases substantially. Send one about the mortgage process. Related Article. 6 Infographics for the Mortgage Process. Related Article. 6 Infographics for the Mortgage Process.

Branding 98

Branding Design Pre-approval Closing costs 98

The Close

JUNE 22, 2023

But for value-seeking investors like myself, the scariest time to invest is actually in a good economy, when housing prices are rising at a blistering pace. But first, let’s get a handle on the basics. I’ll get into the specific reasons below, but let’s take a minute to orient ourselves. It’s a fair question!

Investor 116

Investor Debt-to-income ratio New Construction Construction 116

Redfin

APRIL 28, 2023

Mortgage interest rates are always changing – moving up and down each day, even each hour. These quick changes can impact the amount you pay when you refinance or close on your mortgage. However, locking in your mortgage rate does come with some risk. What does it mean to lock in my interest rate?

Mortgages 63

Mortgages Pre-approval Loans Closing 63

HomeLight

APRIL 14, 2023

When it comes to closing costs, the Peach State is one of the friendlier parts of the U.S. This is especially true if you intend to take out a mortgage. We analyze over 27 million transactions and thousands of reviews to determine which agent is best for you based on your needs. to purchase a home in.

Closing costs 91

Closing costs Closing Title Loans 91