Calculated Risk Real Estate

DECEMBER 13, 2023

30-Year Mortgage Rates Have Declined, but Remain Above 7% The following graph from MortgageNewsDaily.com shows mortgage rates since January 1, 2010. 30-year mortgage rates were at 7.09% on December 12th, down from just over 8% on October 19th - the highest 30-year fixed rate in 23 years.

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Realty Biz

AUGUST 6, 2021

The two powerful forces driving prices are the nation’s unshakeable faith in homeownership and an unprecedented streak of low-interest rates. As the market again plows bullishly upward into unaffordable home prices, the most likely cushion from a full market meltdown this time will be stricter bank loan regulations and homeowner equity.

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Realty Biz

JUNE 9, 2022

higher than in April 2021, so that inflation remained close to 40-year highs? Fortunately, in this article, we’ll review what inflation means for you as a first-time home buyer. This means that, according to economists, they would put their homes on the market at higher prices. Read on to learn more. What Is Inflation?

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Housing Wire

JANUARY 12, 2022

Unfortunately, that didn’t happen and recent data shows that we are at fresh new all-time lows in housing inventory, with mortgage rates and the unemployment rate both under 4% currently. Mortgage demand needs to slow down. Inventory always falls in the fall and winter, but I hoped it wouldn’t be a repeat of 2020.

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Redfin

MAY 5, 2023

Check out this article to learn more about the pros and cons of living in Texas. However, due to the recent hike in mortgage rates, the market has experienced a slight decline, with median sale prices dropping by 2.5% To learn more about popular Texas cities, check out this article on the fastest-growing cities in Texas.

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Patch of Land

AUGUST 31, 2018

The following article was originally featured in the monthly magazine for Originate Report. When mortgage professionals gather for an industry conference it’s usually not long before someone jokes (or moans) about how slow the industry moves when it comes to adopting new technology. Written by Patch's CMO, Robert Greenberg.

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Housing Wire

DECEMBER 20, 2021

Even in the extreme conditions of COVID-19, my general premise on housing economics predicted that the two variables with the most influence — demographics and mortgage rates — would hold up the housing market. The 10-year yield and mortgage rates. That range dictated that mortgage rates would roughly stay between 3.5%-4.75%.

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Realtor.com

FEBRUARY 25, 2021

In this first article, we’ll offer a glimpse into the pros and cons of building a house, including how much it costs, how long it takes, how it’s financed, and much more that will help you decide if this option is right for you. “The Check out websites like Houzz or Pinterest, and drive around snapping photos of homes you like.

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Toronto Realty Blog

JUNE 8, 2022

This past week, the Canadian Mortgage & Housing Corporation announced that it was placing a ceiling of 8% on any gain or profit on a property purchased through the “First Time Home Buyer Incentive Program,” but also an 8% cap on any losses. Who’s still downloading MP3’s to their hard drive?

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Marco Santarelli

OCTOBER 2, 2020

This article has been updated to reflect recent changes in the Atlanta real estate market due to COVID-19. The higher the index value, the higher the level of recovery. A seller would always prefer scenarios that can yield a ratio of 100% or higher. You can purchase investment properties in Atlanta for as low as $127,000.

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Marco Santarelli

AUGUST 5, 2020

Low mortgage rates, population growth, and an increase in buyer interest are further driving the demand for available housing. Record low mortgage rates are providing opportunities for buyers to lock-in low monthly mortgage payments for future years. housing market, so far, remains undaunted by the economic recession.

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Marco Santarelli

AUGUST 21, 2020

A seller would always prefer scenarios that can yield a ratio of 100% or higher. In this article, we shall discuss some more important reasons why you may want to consider buying Miami investment properties in 2020. That was quite higher than most other metros in the U.S. year-over-year. The median sale price was $346.5K.

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Marco Santarelli

JULY 30, 2020

The strong demand and tight inventory keep on pushing the prices higher in LA. In Q4 2019, home prices were still slightly higher than a year earlier, but the spread has narrowed. 2018’s FRM interest rate increase decreased the principal amount homebuyers can borrow while making the same sustainable mortgage payment.

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Marco Santarelli

SEPTEMBER 5, 2020

As we saw Arizona real estate market thriving & becoming sizzling hot in the past couple of years, even the rise in mortgage rates was believed not to affect it. On average, they could sell homes for 100% of the listing price, according to Realtor.com, A seller would always prefer scenarios that can yield a ratio of 100% or higher.

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GeekEstate

JANUARY 12, 2023

Combined with incredible new generative AI applications in text, image, and video, human creativity will be challenged to expand its horizons by computer-based creativity. Wealth growth from a home is largely attributed to home value appreciation and not from making mortgage payments to pay down the balance.

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Norada Real Estate

MARCH 8, 2021

Single-family rental homes are affordable and have higher appreciation. You know, the whole thing about scaling faster is that you can complete one transaction and end up with, let’s say 20, 30, 50 units in one purchase under one roof typically, but it could be multiple properties. But the idea is that you have fewer closing costs.

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