articles forbearance-falls-below-5-for-the-first-time-in-a-year 
Housing Wire
JUNE 9, 2023
The housing bubble boys are a crew that from 2012 to 2019 screamed housing crash every year. They went all in during COVID-19 in 2020, doubled down in 2021 as the forbearance crash bros but really bet the farm on a massive home-price crash in 2023 after the most significant home sales crash ever in 2022.
Housing Wire
DECEMBER 8, 2021
My biggest concern for housing in the years 2020-2024 was that if the demographic push in demand picks up and total home sales get over 6. 2 million , we could be at risk of housing inventory falling to such low levels that I would have to categorize this housing market as unhealthy. 2020 and 2021 easily each have over 6.2
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Housing Wire
DECEMBER 29, 2021
What a year 2021 has been. We started the year with many pundits saying that the U.S. economic recovery was a false story and that we were about to embark on a second housing bubble crash due to forbearance. During this timeframe we have a historic one-time bump in ages 28-34 — the peak age for home buying.
Housing Wire
JANUARY 12, 2022
Inventory always falls in the fall and winter, but I hoped it wouldn’t be a repeat of 2020. Unfortunately, that didn’t happen and recent data shows that we are at fresh new all-time lows in housing inventory, with mortgage rates and the unemployment rate both under 4% currently. Houston, we have a problem.
Housing Wire
DECEMBER 20, 2021
Most of the time, the economy is like a slow-moving ocean liner that changes direction gradually and without much effort. The 10-year yield and mortgage rates. For 2022, my range for the 10-year yield is 0.62%-1.94% , similar to 2021. We had a few times in the previous cycle where the 10-year yield was below 1.60% and above 3%.
Marco Santarelli
AUGUST 5, 2020
In fact, in just the second quarter alone, the housing demand went from being down 41% to up 40% year-over-year. Earlier, in the first quarter, some economists had predicted that housing prices would fall in 2020 but such forecasts are losing grounds as the U.S. houisng markets for the foreseeable future.
Marco Santarelli
AUGUST 21, 2020
Out of five counties, only two of them saw a year-over-year decline in sales. The other three counties saw a significant year-over-year increase in sales—Palm Beach (+9.35%), Martin (42.6%), and St. On average, they could buy homes for 96.95% of the asking price— 3.05% below asking price on average in July 2020.
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