Keeping Current Matters

JANUARY 12, 2021

Many of these homeowners have prioritized buying over renovating for convenience and potential cost savings. It’s clear that homeownership needs are changing. As a result, Americans are expected to move in record numbers this year. Record-Low Mortgage Interest Rates. This sense of urgency is driving many to buy this year.

Renovation 271

Renovation Mortgages As-is Closing 271

Marco Santarelli

MAY 2, 2024

This stricter vetting process ensures that homebuyers are financially prepared for homeownership, reducing the risk of mass defaults that could trigger a market collapse. The Demographic Engine: Millennials Fuel Demand Millennials, the largest generation in American history, are now entering their prime homebuying years.

Pre-approval 52

Pre-approval Marketing Lending Mortgages 52

Real Trends

APRIL 26, 2023

“NAR advocates tirelessly for policies that help close homeownership gaps and increase access to affordable homeownership for every American. . “NAR advocates tirelessly for policies that help close homeownership gaps and increase access to affordable homeownership for every American.

Closing 75

Closing Design As-is Agents 75

Broke Agent Media

FEBRUARY 3, 2023

Factors that defy the income gender gap include a greater desire for homeownership and more readiness to make sacrifices to afford a home purchase According to a new analysis by LendingTree , single women are more likely to own a home than single men in 48 of 50 states, setting a wage-gap defying trend in homeownership.

Agents 98

Agents As-is Industrial Marketing 98

Realtor.com

DECEMBER 8, 2021

A new report from Coldwell Banker Real Estate LLC found that 41% of employed Americans would take a pay cut or accept a job with a lower salary so that they could relocate to a region that is more affordable. For instance, Black Americans were most interested in relocating to Atlanta. Americans are still prioritizing homeownership’.

Industrial 58

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Dwell Real Estate

MAY 26, 2022

“Our hometown heroes are the backbone of Florida communities and making sure that they can afford to be homeowners is a great way to give back to them and support the future of the American Dream.” Funds will be available to reserve starting June 1, which coincides with National Homeownership Month.

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Loan Officer Closing costs Finance Loans 98

Realty Biz

FEBRUARY 25, 2022

Owning a home is a quintessential part of the American Dream. The study found that 52% of Americans are surprised by how much it truly costs to own a home. Let’s take a closer look at the report’s findings, along with tips to help you prepare for the costs of homeownership so you can avoid buyer’s remorse.

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Purchase and sale agreement Mortgages Agents Finance 95

Housing Wire

APRIL 9, 2024

Homeownership is a bedrock for the American Dream, in no small part because it is also a durable, reliable long-term investment. The time-tested resiliency of home values highlights home equity’s importance to American households and its significance for residential real estate investors alike. Why a third way?

Equity 441

Equity Investor Residential Finance 441

Real Trends

MAY 23, 2022

The lawyers representing NAR, and in turn their member agents, now face “crushing pressure to settle” a lawsuit that claims commission’s are “artificially inflated.” ” In other words, through these lawsuits, the 5-6% total commission of home sales may be drastically reduced. “We Phipps said. Absolutely.

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Agents Purchase and sale agreement Equity Brokerage 80

Housing Wire

NOVEMBER 29, 2023

Homeownership is the single greatest contributor to household wealth for American families. We know homeownership is a significant contributor to generational wealth. However, wills and estate planning can be costly, and many Americans do not have the resources to legally account for their property before they pass away.

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Title Industrial Land Finance 424

Housing Wire

MARCH 18, 2024

For agents navigating and servicing the American housing market , acknowledging its profound evolution over recent decades is crucial. Moreover, the allure of sidestepping the burdens of homeownership maintenance has added weight to the inclination towards renting. Or, they are going back to renting!

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Agents Marketing As-is 422

Realtor.com

DECEMBER 8, 2020

President-elect Joe Biden has proposed a series of actions that could help more first-time buyers achieve the American dream of homeownership. “It’s a big deal because homeownership is associated with long-term wealth building.”. But help may be on the way. Meanwhile, the number of homes on the market plunged 39.2%

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Loans Construction Mortgages Sales 122

HomeLight

AUGUST 31, 2021

Owning a home and contributing to retirement are two of the main ways Americans build wealth. Which is better, homeownership or investing? It all comes down to the trade-offs of prioritizing one goal over the other, and that’s deeply personal.”. The case for homeownership. Then identify your priorities.

Closing costs 74

Closing costs Loans Equity VA loan 74

Housing Wire

FEBRUARY 7, 2024

And special attention should be paid to Native American housing markets, which would include an increase in “conventional lending on trust land and secondary market sales of trust land mortgages.” mortgage finance system. Better loan products to serve “high-needs rural regions” should also be developed.

Land lease 424

Land lease Land Lending Equity 424

HomeLight

AUGUST 30, 2022

Less than a month after COVID-19 caused shutdowns and unemployment across the globe in 2020, nearly a quarter of American renters didn’t make their April payments. As the COVID crisis continued, Congress passed the American Rescue Plan in March 2021, which included a provision for ERA 2 and distribution of up to $21.55

Pre-approval 86

Pre-approval As-is Agents Closing 86

The Close

JULY 17, 2020

With 12,600+ followers on her personal Instagram alone, a biweekly Facebook Live show, and quarterly homeownership workshops for first-time homebuyers and sellers, Erica is building a tribe of informed, excited, and active real estate clients, and bettering her community at the same time. Which deal are you most proud of & why?

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Housing Wire

DECEMBER 27, 2022

Furthermore, we have strengthened AIME’s advocacy arm to protect, support and grow the broker channel through legislative actions, grassroots advocacy and various homeownership committees. In this series of interviews, we focus on the people who are shaping the state of housing at the top — the policy and regulation experts.

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Lending Mortgages Closing costs As-is 382

Lab Coat Agents

AUGUST 25, 2020

What followed was the massive expansion of the American city , the birth of the American suburb , and massive opportunities for wealth generation. We are now getting ready to oversee the largest private transfer of wealth in American history. Most of it will happen through real estate.

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Commercial Industrial As-is Residential 98

Housing Wire

APRIL 12, 2021

In Fercho’s words: As mortgage professionals, we have the privilege of helping families achieve the dream of homeownership and all it entails – safety, security, stability, wealth creation and more. Our business and the millions of families we help with homeownership are better off thanks to the contributions women make every day.

Mortgages 442

Mortgages Lending Industrial Finance 442

Lab Coat Agents

AUGUST 25, 2020

What followed was the massive expansion of the American city , the birth of the American suburb , and massive opportunities for wealth generation. We are now getting ready to oversee the largest private transfer of wealth in American history. Most of it will happen through real estate.

Commercial 75

Commercial Industrial As-is Residential 75

The Close

FEBRUARY 24, 2023

Whether you’re coaching your buyers or sellers, you should make sure they understand that a trustworthy home inspector is licensed and belongs to an organization like the International Association of Certified Home Inspectors or the American Society of Home Inspectors. Why Do I Need a Home Inspection? What Will the Inspector Find?

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Inspection Loans As-is Agents 95

GeekEstate

SEPTEMBER 13, 2022

Companies that prioritize diversity, equity, and inclusion outperform their competitors in earnings before interest and tax. As a Filipino American growing up in a predominantly White community in the San Francisco Bay Area, I dealt with racism many times. A DIVERSE UPBRINGING. Highly competitive nature. Unconventional problem-solving.

Equity 117

Equity Land Brokerage Industrial 117

Housing Wire

NOVEMBER 22, 2021

Her nomination sends a strong message that the Fed will continue to prioritize efforts — which Brainard has spearheaded — to modernize the Community Reinvestment Act. The racial homeownership gap now yawns as wide as it did in 1968, but most lenders receive a “satisfactory” or “outstanding” grade on Community Reinvestment Act inspections.

Banks 404

Banks Mortgages Inspection Lending 404

HomeLight

MARCH 9, 2023

Homeownership has been one of the most common and reliable ways for families to build intergenerational wealth. It’s often called the American Dream. Here you’ll find an abundance of links and expert tips to get started on your homeownership journey. On average, homes are appraised 22.3% lower in majority Black neighborhoods.

Loans 66

Loans Debt-to-income ratio VA loan FHA loan 66

HomeLight

NOVEMBER 29, 2021

Part of the American dream is homeownership. In a perfect world, you earn enough money to both max out your 401(k) and save up for a house — but if you need to prioritize one over the other for now (and most of us do), then there are a few factors you should consider. Invest in 401k or save for a house: Things to consider.

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Equity Loans Mortgages VA loan 100

Broke Agent Media

FEBRUARY 23, 2023

And those who have not yet purchased a home are finding it more difficult to achieve homeownership. Many Americans couldn’t afford to buy homes even when mortgage rates hit rock bottom in 2021, which means they missed out on a significant wealth building opportunity. BAM Key Details: A new Redfin report reveals a $2.3 homes fell $2.3

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Mortgages Marketing As-is Agents 98

RIS Media

MAY 16, 2022

Biden is also urging local governments to use funds from the American Rescue Plan to create more affordable housing or preserve existing units. However, NAHB CEO Jerry Howard is concerned with how little the plan prioritizes efforts to help first-time home buyers.

Construction 94

Construction New Construction Finance Loans 94

Redfin

JUNE 23, 2023

The symmetrical designs, functional layout, and central gathering spaces of Colonial homes, a prominent American house style, fostered a sense of community and facilitated social interactions. Colonial homes shaped the way people lived, promoting practicality, social connections, and cultural pride in American house types.

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RIS Media

AUGUST 18, 2021

Policymakers need to prioritize the U.S. Americans continue to seek the benefits of homeownership, encouraged by low interest rates and the desire for higher quality of life. Overall housing starts are down 7.0% to a seasonally adjusted annual rate of 1.53 million units, according to the latest Census Bureau report.

Construction 98

Construction Development Land As-is 98

HomeLight

DECEMBER 14, 2021

Although the pandemic and changing economy expanded the map of where Americans would consider moving in droves, it didn’t change the fact that moving is one of life’s top stressors. The important thing is to clearly identify your own reasons, and then prioritize and contextualize them. Source: (Gabriella Clare Marino / Unsplash).

Agents 73

Agents As-is Development Marketing 73

HomeLight

JUNE 30, 2022

Buying a home is a huge accomplishment and a goal for many Americans — In fact, 65.4% of Americans are homeowners as of April 2022. There are many steps along the way to homeownership , and it can get quite bumpy. Are you ready to dive in? Homebuying is not all mahogany window treatments and refrigerator shopping, however.

Purchase and sale agreement 70

Purchase and sale agreement Inspection Earnest money deposit Closing costs 70

Realtor.com

FEBRUARY 1, 2022

Record-high home prices and rising mortgage rates, coupled with the return to the office, even if only a few days a week, are prompting buyers to prioritize locations closer to their jobs that they can afford—instead of what’s bigger and better, say real estate experts. “In 2022, affordability is the lead story followed by space.”

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Fixed-rate mortgage Construction Design Land 98

HomeLight

JUNE 24, 2021

Minor projects (like planting bushes or touching up paint) can be done in a few hours or a weekend, so many homebuyers prioritize these first. Major projects, such as a kitchen remodel, take more time — but consider tackling them earlier in your homeownership life cycle. Americans love their backyards. Add outdoor fun.

Agents 75

Agents As-is Development MLS 75

HomeLight

MARCH 22, 2022

You may already be prioritizing southern comforts on your home wishlist. Here is what you need to know to make your dollar stretch further and take advantage of North Carolina down payment assistance programs. Source: (Gene Gallin / Unsplash). How much do you need to buy a house in North Carolina? in Edgecomb and Scotland respectively.

Due diligence 86

Due diligence Closing costs Earnest money deposit Loans 86

Marco Santarelli

SEPTEMBER 24, 2021

The area contains a mix of families, young professionals, and retirees. There are several reasons to consider investing in Scottsdale real estate. Over the last five years, data shows a stable Scottsdale housing market with average sale point and price per square foot seeing a steady increase. Annual Percent changes are calculated for August 2021.

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Marketing Investor Sales Residential 98

Marco Santarelli

AUGUST 5, 2020

Here are the updated national housing market trends— home prices, inventory, sales, and forecast. If you're wondering what the state of the housing market 2020 will be like over the next twelve months, especially if you're an investor, then here is some good news for you. houisng markets for the foreseeable future. Unsold inventory sits at a near 4.0-month

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Housing Wire

JANUARY 26, 2021

HUD looks forward to working closely with the President and his administration to expand equitable access to housing for millions of Americans,” said Ammon. Home ownership is the cornerstone of the American Dream. But government has to change as well,” Biden said in a press conference on Tuesday.

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